Sample Promotional Language
Monday, February 25, 2013
Did You Know: Dental PPO Balanced Billing?
Dental Benefits: What is Balanced Billing?
This year, once a month, Council Services Plus will be bringing you tid-bits of helpful and interesting facts and information about insurance.
Last month we discussed Dental Benefit Maximums; so keeping with that theme, this month we
we'll focus on another term that often is associated with dental benefits: PPO Balanced Billing.
Many times employees choose a dentist that may not participate in the "network" of dentists approved by the plan offered by the employer. Many dental plans offer out-of-network benefits and still pay claims submitted by dentists that do not participate with that plan. If your plan has out-of-network coverage (usually associated with Point of Service (POS) or Preferred Provider organization (PPO) plans) you need to be aware of the fees charged by that dentist, and what your plan deems as reasonable and customary (R&C) charges that they will pay for.
When you use a participating (or preferred) provider, that dentist has agreed to accept the company's R&C fees as the basis for their billing. For example, if a filling R&C fee is $100, then the participating dentist must charge that for a filling. If your coinsurance is 80%, then you pay $20 (20% of $100) and the company pays $80.
Let's now assume you go to a non-participating provider and they charge $150 for the same filling. The insurance plan will still base the amount they pay at 80% of R&C ($100) and you must pay the "balance" of the bill due to the non-participating dentist. Under this situation, your cost is $70 ($150-$80). You can see why you may "prefer" to see a "preferred" provider in a PPO plan to help keep your costs down.
Register Now for Spring NYCON Webinars, Spots Filling Up!
Register for NYCON's Spring Webinars!
Get to Know NYCON & Your Membership Benefits...
February 22nd, 2013 10:00am - 10:45am
In this session NYCON staff will tell you all you need to know about your membership benefits - and answer all the questions you have regarding our process, costs and what you get for FREE. No matter if you are a new member, a renewing member who would like more information or a non-member interested in joining, this session will be enlightening and helpful. We will be covering the following benefits:
|
NYCON Member Benefit Spotlight:
Budget & Cash Flow Toolkits!
Just in time for budget and cash flow planning, NYCON has developed a new benefit for our member that will truly be the "best friend" of every fiscal person who uses it!
Designed with the needs and resources of the smaller to medium sized nonprofit in mind, NYCON's Chief Fiscal Officer and staff have designed a "fool proof" tool for developing a streamlined, compliant and easy to understand budget. The features of the Budget Toolkit include:
You have to see all the features to believe it! Experience the Budget Toolkit for yourself.
On this webinar we also featured the new "Cash Flow Toolkit" which, just like the Budget Toolkit, will be a great addition to any nonprofit fiscal office.
|
Free Tour of the GrantStation.com Website
Join Ellen Mowrer, GrantStation's Business Development Advisor, for a free webinar that offers a short tour of the GrantStation website. This tour will provide tips on the most effective way to use all of the valuable resources the website offers; including the extensive funder databases that can help you identify the right grantmaker for any program or project. During this webinar we will also introduce GrantStation's new interactiveGrants2020 visioning tool! There will be plenty of time for questions.This webinar will be held Thursday, February 28, 2013.Did You Know? As a NEW Membership Benefit of NYCON, ourprogram now also allows a discount on Grantstation Membership - which gets you full access to GS.com - for only $75! Click here for more information.
|
N.Y. cities seek revenue sources other than property taxes
N.Y. cities seek revenue sources other than property taxes
ALBANY — If Syracuse raises property taxes 1 percent, the city would get about $300,000 in revenue. Its pension bill is rising by $15 million next year.
If the city of Rochester raised property taxes to its constitutional limit, it would bring in $32 million in additional revenue. That would only be enough to cover the city’s budget deficit for next year.
While much of the focus of upstate cities’ financial problems have been on rising costs for pensions and health care, they are dealing with just as many problems on the revenue side of their ledgers.
“There has been a fundamental change in these places,” Rochester Mayor Thomas Richards said. “That fundamental change means that we just can no longer generate enough revenue to pay our expenses.”
Property taxes and state aid are cities’ main revenue sources. But a dwindling manufacturing sector, a glut of vacant properties and growing poverty have made property taxes a less reliable
foundation for their budgets.
“Either with abandoned properties or tax-exempt properties, you can get just so much out of the folks who are still able to pay taxes,” Comptroller Thomas DiNapoli said.
Yonkers, which has property values four times higher than the average of other upstate New York cities, has also struggled with revenue. Property values declined 24 percent from 2008 to 2011 in Yonkers, a report Tuesday from DiNapoli found.
Yonkers Mayor Mike Spano said last month that the city’s sales-tax revenue has increased in recent years, and there is some positive economic development. But it hasn’t made up for growing costs. He wants a state task force to look at cities’ problems.
“We still need to address the core issues that are facing cities,” he said after a budget hearing in Albany. “They will not be able to tax their way, cut their way nor borrow their way out of their issues. There needs to be a new matrix put in place.”
Last month, Moody’s Investors Services downgraded Binghamton’s credit rating and said it could take further steps against the city, citing its fiscal woes and diminishing tax base.
Monday, February 18, 2013
Show A Little Love to Your Corporate Documents
This Valentine's Day it's Time to Give Your Corporate Documents the Love and Affection they Deserve!
It's the beginning of a new year and a very good time to show a little love...to your nonprofit's Corporate Documents!
Bylaws, Personnel Policies and other Corporate Documents need regular attention to ensure they are appropriate, consistent with the Nonprofit Incorporate Law in New York State and provide sufficient protection for your organization and employees.
With packages for NYCON Members we can help ensure your peace of mind at a price your nonprofit can afford. |
Bylaws & Personnel Policy Review [Get Started]
Whether you are a newly created organization or a long standing one, risk management is the keystone for good governance of your organization. Two important tools for protection of your organization from mission killing liability and litigation is the creation and annual review of corporate bylaws and personnel policies. Our attorneys and legal staff will dissect your corporate documents and review same for legal pitfalls, returning same to you with revision comments and "best practice" advice within 30 days.
A Bylaw Review is $500. A Personnel Policy Review is $700. Package price for both is only $1,000. Want to Learn More? Click here and let us know and we´ll have one of our legal staff get back to you to start the process! |
Corporate Document Review [Get Started]
Another important element of risk management is the maintenance of the proper form of corporate existence. Our attorneys and legal staff will analyze your Certificate of Incorporation, and any Amendments for consistency between them and your internal corporate documents and Bylaws, returning the same to you with revision comments and "best practice" advice within 15 days.A Corporate Document Review is $300.
Want to Learn More? Click here and let us know and we´ll have one of our legal staff get back to you to start the process! |
Affiliation Solutions Provided by NYCON
Affiliation Solutions Provided by NYCON
We Educate Guide and Support
NYCON knows nonprofits and we know the anxieties, risks and
opportunities that come with the consideration of affiliating
with another organization. NYCON educates by providing training sessions on affiliation in communities across the state for
nonprofits and funders, and providing our members with informational resources and tools through our website or upon request. NYCON professionals are available to advice and consult
our members throughout the process, from the very earliest
stage of thought and inquiry, to actively engaging a partner.
We have successfully completed over 100 affiliations in the past
10 years, our staff have experienced the nuances of affiliation as
well as the social, political, and regulatory hurdles occasionally
placed before it and have provided time-and-time again a comprehensive, tailored solution to achieve success.
Our Service Package
NYCON offers a unique, comprehensive and coordinated package of professional services delivered in a proven multi-phased
approach to affiliation that is designed to support decisionmaking, due diligence, and successful implementation and affiliation success in the future.
Expert Services Provided Include
• Assistance in exploring partners & options
• Facilitation, documentation and logistical management of
the negotiating process
• Financial analysis & budgeting
• Direct accounting, board and program assistance if there
are “fix-it” items important to the process and it’s success
Please contact Doug Sauer, CEO
Ph: (800) 515--5012 ext. 103 --5012 ext. 103
Email: dsauer@nycon.org
• Program assessment & planning
• Human resource planning & patterning, including comparative personnel policies & compensation/benefits
analysis
• Cost savings analysis for the short and long-term
• Strategic advice regarding messaging, communications
and funder engagement also for the short and long-term
• Legal support services:
⇒ Corporate document review & amendments, as necessary for success (Certificates of Incorporation, Charters, Bylaws, etc.)
⇒ Analysis & advice as to legal options
⇒ Preparation of board and/or membership resolutions
⇒ Analysis of contracts, state and national affiliation
arrangements, and regulatory or licensing requirements that may impact on affiliating
⇒ Facilitation with regulatory agencies and their Counsel’s office
⇒ Legal representation (via the Endorsed Corporate law
firm of Watson & West, PLLC) including issuance of
legal opinions, preparation of dissolution & merger
documents, purchases and sales, etc.
Sometimes it is necessary or determined to be best that an
organization dissolve or simply go out of business. Sometimes a formal merger is what is best. Our staff are conversant in all of the forms of affiliation and look forward to providing you with assistance.
Click Here to see the flyer.
Thursday, February 14, 2013
Ideal Ware:Best February 2013
Best of the Web: February 2013
The Idealware “Best of the Web” is a monthly roundup of the top nonprofit resources from the Idealware blog, our Facebook page, and our Twitter feed to help you make the right technology decisions.
A look at how social media has affected online giving.
How do you get the most bang for your buck when investing in the mobile web?
All your tactical technology planning needs in one on-demand package to solve your organization's current problems and avoid future issues.
When you start by asking the right questions, your organization will be in the best place to plan for the future.
Could you use more help thinking through how to use data to help your organization make decisions? This workbook Idealware prepared for NTEN is the perfect place to start.
Tips on how to recruit, retain, and upgrade monthly donors.
Use these apps to keep up with the rapid growth of mobile.
The 325 email marketing terms everyone needs to know.
Save time and increase your organization's productivity by becoming a Google Calendar whiz.
A Guide to Synagogue Management: Research and Recommendations (Idealware)
We looked at a variety of donor and constituent management systems to create an overview for a complex and niche market
We looked at a variety of donor and constituent management systems to create an overview for a complex and niche market
Subscribe to:
Posts (Atom)








